October 05, 2011

Financial Rape

Years ago my view of banks began to change. I had an account (about 12 years) at the Royal Bank, since I was a child.

I was pushed to use the bank machine for my transactions instead of going to the tellers. One day when I tried to withdraw $20.00 from my account I was informed that my Debit Card was being confiscated and I needed to see the bank manager. What the...?

So I go to see the bank manager to find out what is going on. She proceeds to lecture me about fraudulent and irresponsible behaviors on my part. I am to be put on 6 month probation at the bank with no use of a Debit Card during that time. Then they would re-evaluate whether I could have one again. A service fee was also applied to my account, which then over-drafted it. I was stunned. When I asked why she informed me that my employer's paycheck (of around $300.00) had bounced two days before.

I reminded her of a few things:
  • I am lending them my money
  • The bank is not doing me a favor by giving me access to my money
  • My employer caused the issue, not me.
I asked her what she was going to do about my account. She said "Nothing, Bank Policy". I told her to close my accounts and the bank could 'f-off'.

Keepin' It Real

There are so many reality shows on TV now it's ridiculous. I don't get why they are so popular. Because we are told they are? Because they come in so many flavors? They are so scripted and fake (gasp!) that the storylines are laughably easily to see.

What I find the most insulting is the premise that I am supposed to watch over-privileged people who are famous only because they're on TV, not because they were anybody important already. Self-fulfilling.

Watching the show puts loads money into the pockets of (usually) already wealthy people. Payouts can range from $40,000 per episode to $280,000 a year!

Unfortunately I am unable to remove and not pay for just the stations airing this garbage or I lose thew ones I actually like.

Fortunately most of these people end up consumed and dumped because of their greed.