I was pushed to use the bank machine for my transactions instead of going to the tellers. One day when I tried to withdraw $20.00 from my account I was informed that my Debit Card was being confiscated and I needed to see the bank manager. What the...?
So I go to see the bank manager to find out what is going on. She proceeds to lecture me about fraudulent and irresponsible behaviors on my part. I am to be put on 6 month probation at the bank with no use of a Debit Card during that time. Then they would re-evaluate whether I could have one again. A service fee was also applied to my account, which then over-drafted it. I was stunned. When I asked why she informed me that my employer's paycheck (of around $300.00) had bounced two days before.
I reminded her of a few things:
- I am lending them my money.
- The bank is not doing me a favor by giving me access to my money.
- My employer caused the issue, not me.